When we think of business, the motto typically has been, "a deal is good if it is best for me." Today, social entrepreneurs inspire us with a new motto, "A deal is good when it is good for all concerned." Moreover, most firm gurus have not used words like "joy" and "generosity" to talk about the lowest line, nor do we typically think of firm creating a sustainable global economy. Yet, for increasingly more entrepreneurs, that is just what is happening. For many, these are our new heroes and heroines.

Our New Heroes and Heroines

Trickle Up Poverty

The dictionary defines "hero" as "a man noted for feats of courage or purpose, especially one who has risked or sacrificed his life." A new kind of hero is emerging. They are not celebrated politicians or soldiers, yet they have improved the lives of millions of citizen and made the world more secure.

Our New Heroes and Heroines - Socially conscious enterprise

Their weaponry is not of guns and war, but of creative ideas, dogged determination, and a deep confidence in their power to change the world. These "social entrepreneurs" are bringing life-changing tools and resources to citizen desperate for solutions. They are the many businesses that are becoming more socially conscious.

For these entrepreneurs, the lowest line is about more than profit, it is also about citizen and the planet. They align firm strategy with the goals and values of broader society by focusing on the social, environmental, as well as financial contributions of a company. They help to build communities where employees are happy to work, live, and stay, and thereby build stable businesses and communities.

What are They Doing?

Perhaps the most customary hero can be seen in the story of the Gameen Bank, one of the most successful development organizations in the world. Founded by Muhammad Yunus in Bangladesh in 1976, the Gameen Bank has extended small loans for self-employment to more than two million woman villagers and has helped to lift hundreds of thousands out of poverty. The Gameen bank's 'trickle up' coming has inspired the creation of hundreds of "micro-credit" programs nearby the world and helped to reshape international development policy.

Another example is that of Susan Davis, a mighty woman in finance; who maintains a down-to-earth candor that resonates caring, authenticity, and concern. She lives in a small town in Wisconsin, and is thrilled at growing an organic vegetable garden. Yet she has created networks among some of the nation's wealthiest families, foundations, women firm owners, and socially aware investors. She educates money managers about the win-win opportunities for socially responsible investing while giving them the tools and contacts to do the job. This helps them to create socially aware businesses and practice.

The Big Question: Finance

One of the biggest questions about socially responsible firm is: Do socially responsible fellowships accomplish great financially? One of Susan Davis' concerns has been either this coming is supported by hard research. On this, evidence from meta studies is in: social and environmental responsibility does go hand in hand with first-rate financial performance.

A meta-study is mighty by being a study of studies. It covers years of explore from a variety of perspectives, which lends to its greater authority. A most impressive and true was done by Orlizky of the University of Sydney, Australia, and Frank Schmidt and Sara Rynes at the University of Iowa. What were their findings? A statistically needful unavoidable association between corporate social operation and financial performance. It does not take rocket science to understand why socially aware businesses do better. The businesses are centered on values and mission, and employees are more engaged nearby a purpose, which makes it easier for the firms to deal with external change, turbulence,and crisis. It builds reputations and enhances relationships with investors, while attracting great employees and maintaining goodwill. The firms do great and run better. With the current economic crisis, these new social entrepreneurs help to bring hope to all of us.

Reference: Kelly, Marjorie. Holy Grail found: Absolute exact proof that socially responsible fellowships accomplish great financially. "Business Ethics," Winter 2004, pp.4-5.

Our New Heroes and Heroines - Socially conscious enterprise

When we think of business, the motto typically has been, "a deal is good if it is best for me." Today, public entrepreneurs inspire us with a new motto, "A deal is good when it is good for all concerned." Moreover, most business gurus have not used words like "joy" and "generosity" to talk about the bottom line, nor do we typically think of business creating a sustainable global economy. Yet, for increasingly more entrepreneurs, that is just what is happening. For many, these are our new heroes and heroines.

Our New Heroes and Heroines

Trickle Up Poverty

The dictionary defines "hero" as "a someone noted for feats of courage or purpose, especially one who has risked or sacrificed his life." A new kind of hero is emerging. They are not celebrated politicians or soldiers, yet they have improved the lives of millions of habitancy and made the world more secure.

Our New Heroes and Heroines - Socially known company

Their weaponry is not of guns and war, but of creative ideas, dogged determination, and a deep belief in their power to convert the world. These "social entrepreneurs" are bringing life-changing tools and resources to habitancy desperate for solutions. They are the many businesses that are becoming more socially conscious.

For these entrepreneurs, the bottom line is about more than profit, it is also about habitancy and the planet. They align business strategy with the goals and values of broader society by focusing on the social, environmental, as well as financial contributions of a company. They help to build communities where employees are happy to work, live, and stay, and thereby build garage businesses and communities.

What are They Doing?

Perhaps the most familiar hero can be seen in the story of the Gameen Bank, one of the most flourishing improvement organizations in the world. Founded by Muhammad Yunus in Bangladesh in 1976, the Gameen Bank has extended small loans for self-employment to more than two million woman villagers and has helped to lift hundreds of thousands out of poverty. The Gameen bank's 'trickle up' coming has inspired the creation of hundreds of "micro-credit" programs around the world and helped to reshape international improvement policy.

Another example is that of Susan Davis, a mighty woman in finance; who maintains a down-to-earth candor that resonates caring, authenticity, and concern. She lives in a small town in Wisconsin, and is thrilled at growing an organic vegetable garden. Yet she has created networks among some of the nation's wealthiest families, foundations, women business owners, and socially known investors. She educates money managers about the win-win opportunities for socially responsible investing while giving them the tools and contacts to do the job. This helps them to originate socially known businesses and practice.

The Big Question: Finance

One of the biggest questions about socially responsible business is: Do socially responsible associates perform good financially? One of Susan Davis' concerns has been either this coming is supported by hard research. On this, evidence from meta studies is in: public and environmental responsibility does go hand in hand with first-rate financial performance.

A meta-study is mighty by being a study of studies. It covers years of study from a variety of perspectives, which lends to its greater authority. A most impressive and specific was done by Orlizky of the University of Sydney, Australia, and Frank Schmidt and Sara Rynes at the University of Iowa. What were their findings? A statistically necessary unavoidable association in the middle of corporate public carrying out and financial performance. It does not take rocket science to understand why socially known businesses do better. The businesses are centered on values and mission, and employees are more engaged around a purpose, which makes it easier for the firms to handle external change, turbulence,and crisis. It builds reputations and enhances relationships with investors, while attracting good employees and maintaining goodwill. The firms do good and run better. With the current economic crisis, these new public entrepreneurs help to bring hope to all of us.

Reference: Kelly, Marjorie. Holy Grail found: Absolute specific proof that socially responsible associates perform good financially. "Business Ethics," Winter 2004, pp.4-5.

Our New Heroes and Heroines - Socially known company

I get it! You probably want to get "the goods"... The tips now, right? So, I will skip the lengthy introduction, okay? Here are the 3 tried-and-true speed-manifesting tips you are looking for:

Speed-Manifesting Tip #1 - make a speed implementation mindset. Open yourself to the "Now best than ever" notion. Your level of readiness for plentifulness will naturally and quickly attract clients who are ready for you and profitable opportunities that are extremely aligned with you.

Trickle Up Poverty

When I was doing network marketing a concentrate of years ago, I would often here this: "It is a numbers game." What do you think tends to happen when you believe this? That is right... You manifest clients and revenues at a slower rate.

How to growth Your fullness From a Trickle to Overflowing - 3 Tips You Probably Do Not Know

Immediately accept the idea that your Ideal Clients are ready and willing to commit to you now, and that the right opportunities for you are "right under your nose". Be open-minded and openhearted to receiving these clients and opportunities. Each and every day, stay alert, spot, and naturally do something about these clients and opportunities that are waiting for you. At the same time, be ready to be spotted by others.

I naturally think and act quickly on things. I have a feeling that many of you on the call are like this, as well. I hope that this example taken from my personal life may both inspire and familiarize you how to lighten up your grip on your "steering wheel", metaphorically speaking.

When I am out in nature, I institution slowing down so that I may come to be best at spotting things. The other day, when I was kayaking, I started by development it a corporeal workout. About three quarters of the way colse to the lake, I said to myself "You are missing out on prominent things when you do not take the opening to fully immerse yourself in nature; at that very moment, I slowed my paddling and noticed this: There was an old dock with a piece of wood sticking out on either side. At the very tip of one of these pieces of wood was the cutest-looking baby turtle I have ever seen... Just hanging out.

I told you this story to help expound an prominent point: flow = now. Often when I am doing an practice class, the instructor will say, "Suck it up". Well, instead of taking the tough-girl or tough-guy stance, just "soak it up". Soak up what you see, hear, and feel. Allow it to pass through, not by you. Then you will know what to do, if whatever at all.

Speed-Manifesting Tip #2 - make speed-implementation habits. Be proactive with your business, instead of passive or on the fence, and commit to a particular policy of action.

After all, Money Loves 3 "things". Do you want to know what these are?
1. People who know they deserve money
2. Speed
3. People who act - even before they are ready

Equally prominent is this: Do not spend time or power mental about how and when the plentifulness will arrive, nor about who will help it to come. As long as you are development your gift to the world in a way that it is valued and sought after by others, then you will already be in the process of manifesting what you want.

What do you think happens to the flow of plentifulness when you how, when and who questions? You add resistance to the flow of plentifulness coming to you. Conversely, what do you think happens when you think about why you want something? You soften the resistance to the flow of plentifulness on its way to you.

Speed-Manifesting Tip #3 - Use this excellent recipe daily: speedy Implementation = speedy Manifestation. If you need to, keep practicing saying this recipe to yourself until you truly believe it. Also, just think: When you implement now, you have already won. (Did you observation that "now" and "won" are naturally the reverse of one another?) You are already manifesting what your heart and soul desire. It is already on its way to you. By doing Speed Implementation every day for 30 consecutive days, you can come to be a someone that money loves. In that regard, I specifically challenge you to acknowledge the following question: How will you invest in yourself and your business this week, starting today?

Notice what you have not taken advantage of in the past... Because you were using the excuse of "not having enough" money, time, skills, experience, energy, support, etc. Using that excuse is an insidious form of self-sabotage. It is a mindset that keeps you playing small and limits your personal and business growth. If you have been frugal with your money, time, or power - and you want to make a quantum leap with your business or personal life - now (not tomorrow) is the time to take action. Not to worry, the money will naturally show up to help you pay for it. After all, it ordinarily does.

How to growth Your fullness From a Trickle to Overflowing - 3 Tips You Probably Do Not Know

We are in a depression, not as bad as 1930, but bad. How can we get out? We need some real leadership, and not just in politics. We need a Big Hairy Audacious Goal that will motivate us. We need hope and motivation.

Things are bad. Employment of the workforce is at the bottom levels since the 1930s. The Wall street Journal reports that people no longer believe their kids will have it good than they do. There are homeless families even in Bozeman, Montanna. Corporate profits have recovered on reduced sales, but only because of seriously downsizing. The downsizing results in lower farranging workforce, lower demand, and more downsizing. We're in a depression, not a recession.

Trickle Up Poverty

Economic depression is the ensue of a public mood of doom and gloom that drives down efficient activity. High profile spot events, like a stock store crash, get everyone's attention. people then begin to fear for the future, and come to be cautious in their actions. Consumers spend less, rescue their cash. Businesses cut back on venture in production and cut back on employees. Banks speedily sense doom, and stop lending, at any rate of interest. The downward cycle begins, and becomes self perpetuating.

How to End the retreat

With minor recessions, government actions can supply the boost needed to stop a downward trend quickly. Tax cuts, incentives to hire workers, lower interest rates all work with a mere downturn, when people still see rescue just colse to the corner. But none of these work when the mood of gloom and doom sets it. Smart enterprise executives won't make that supplementary venture unless they think they have hereafter revenues to cover it. Joe and Mary won't add on to the house if they think getting laid off is much of a possibility. Fred won't buy that car. Even when the banks are finally ready to lend, no one is ready to borrow because of the risk of being unable to pay it back.

Even in the worst times, some government actions can supply a short term boost. Sometimes a subsidized price is just too good to pass up, like that big rebate to buy a gas efficient car. But the ensue ends when the subsidy ends, and big give are all the time too expensive to keep going for long. What's worse, people start to think things are genuinely bad if we have to continue the big give away.

Great leaders have helped us get out of tough times. They have provided inspiration and motivated people to do better. They have provided hope. Kennedy and Reagan improved the country not straight through great programs or helping their friends. They both motivated the American people. Their policies were very different, and the country improved under each. The country improved not because of their policies, but because they each provided hope and inspired business in people.

Leadership is not confined to government. We have had great enterprise and religious leaders who have inspired and motivated more than just their employees or followers. Lee Iacocca took over Chrysler when it was nearly dead. He convinced his administration team they could succeed, and together they convinced their workforce they could all benefit by working together. The government helped with a loan that by recent standards was a pittance. Martin Luther King, Billy Graham, and Mohandas Gandhi all inspired people to do good in their lives, to treat people with respect, to help others.

Great leaders also define and promote a concrete, achievable, stretch goal. Kennedy said we should land on the moon, and this big hairy audacious goal inspired people. Reagan said we could win the cold war without a war. Regan even got people volunteering while a recession. They each provided hope that tomorrow would be good than today. And it was good because people became ready to work for it.

There's a common theme here: hope and goals cause lowly people to make things get better.

So where are the leaders offering hope and goals? They're missing in action, and have been for over 20 years.

There's a way to make things start to happen without government, but the leaders must step forward and lead. Our large corporations or our religions, or both, can take the lead. We continue to be presented with definite challenges, overcoming which is an achievable goal. Many of the challenges are internal, with vague solutions: end poverty, improve education, etc. These things, though worthwhile, are too vague to motivate. We need definite goals.

Here is one idea: Mobilize to supply disaster relief in Pakistan, China, and Russia. If we send money or supplies, the local politicians will keep most of it. That doesn't motivate anyone, here or there. We need to send our own people, with supplies, to help. Not government people, lowly Americans, dressed and acting like lowly Americans. We should ask for volunteers who are out of work to go for a month or two. In exchange, their mortgage and other bills get paid or deferred, their house gets food on the table. We should also ask for volunteers to lead it for a month. The people need supplies and will have expenses.

All this takes money. Person needs to come up with the cash to do this, and a way to get the people. That's where our large corporations come in. They can caress their laid off workers and offer a temporary, lower-pay job as a volunteer. Our religions can help be recruiting volunteers and raising funds. Our farms, factories, and people can supply the needed supplies. Together, America can make it happen.

But these countries are not our friends, you say. So? What good chance is there to make a friend than to go help an enemy in his time of need? Also, other needs will arise with our friends. Let's custom our helping skills on the enemies first.

What's in it for the corporations? Breaking the downward spiral, and the world's best advertising. This is an venture (and not a large one) in people. The payback may be small at first. It will want a leap of faith by a singular corporation that others will join the exertion and break the cycle of gloom. It is also an venture in their own communities, where the payback may be immediate in goodwill and productivity. people work harder and furnish more when they know they're working for a common goal and for an manager who cares.

Our religious organizations can help. But they can also destroy the exertion if they insist on manufacture it tied to their singular religion. Many foreign policies, and most missionary work, fails because it tries to force our views on Person else. The exertion must supply help with no strings attached.

What I am proposing is effectively "trickle-up" economics: help the public by providing good goals and the means to accomplish the goals, and profits will follow. "Build it and they will come" works for motivation as well as theme parks.

How do we make this happen? We need leaders willing to work for it. We don't have that now in government. Elections this year are likely to reflect the realization by the public that we don't. We can't leave this for the government to solve, or it won't get solved. Now is the time for corporate leaders to step up to the plate. If they don't, we may sink deeper into the depression and take the corporations with down with the rest of us.

Our churches can help get things started. people do occasionally listen to ministers. The risk with the churches is that they will want to promote their own brand of religion. That would be fatal to the task at hand. Some of the clergy will be willing to help with no strings attached.

How can you make a difference? Talk to your minister, get him or her motivated to help. Talk to people you know, to find out who can get this started. Tell your boss if you are still employed. Get complex today!

How to End the retreat

In the 21st Century currently existing Global Financial ideas lead by Us and other Most industrialized Nations (incl. China) and managed by the Parish Club, Wto, Imf and the World Bank must turn their approaches to apprehend the most new developments of chronically becoming indebted World, in which except for a very few countries and store as China and India, most of the rest Most industrialized Economies as Us and Gb, Developing Countries as Spain, Portugal and Greece, and Undeveloped Countries as Bulgaria, Rumania and many South American Countries, Asian and African Countries are greatly indebted or very underdeveloped. A Central Banking ideas is needed to control the global "demand-to-supply" equilibrium by being able to issue capital, instead of the current global financial ideas which performs more as a "lender".

There have been many indications that the process of running fiscal shortages for many countries cannot be reverse by using current Economics of production based "trickle-down" Capitalism, because the production based Economics is commonly founded on industrial production that adds the top ration to any country Gdp (General Domestic Product) and the consequential fiscal reserves for a country or a store to form most right on such country following the economics of production must industrialize, or for an industrialized country such must keep being Globally competitive in industrial production to pronounce intact its deficit. The Globalization of the store place propelled by the great Capitalization and the rising Productivity have boosted the economies of China and now India to industrialize rapidly, that industrial power added greatly to the current industrialized economies of Japan, Germany, Us capacity by how the Global industrial production capacity overall is arrival to a point of great attentiveness of such industrial production into a very few industrialized economies. The possibilities for other small or even big countries to become competitive in industrial production and pronounce their fiscal policies and reserves in tact are diminishing.

Trickle Up Poverty

From the Most industrialized Economies Us is particularly vulnerable under these new Global developments of ongoing exodus of industrial production and capital speculation to the Far East. The Capitalism of Us Economics is very inept in distributing and redistributing Wealth so to speak the "demand" side of Capitalism correlates the "supply" and works well in a close marketplace in size of Us store when "trickle-down" capital first "trickle-up" to integrate wealth then comes "down" to generate industrial production, but than when such "trickle-down" does not go to the Us store but to elsewhere the shortage of consumption cannot be avoided, following in not properly balancing "demand-to-supply", thus, to avoid economic catastrophes Us Government steps up with infusing capital into the system: exactly what happen at the last Great recession of 2007-2009.

21st Century Global Financial ideas of shop economy

Also in time of narrowing Roi (Return Of Investment) particularly for the Sme (Small & Medium Enterprises) and from the Smi (Small & Medium Investors), in time of Governmental policies promoting and tolerating pro Big company and Big Investors deregulated "trickle-down" Capitalism which were mostly the only ones benefiting from the ongoing Globalization, the possibilities in such times for occurrences of Economic Bubbles are quite common. The 1999 Stock transfer Bubble and the 2007 Great recession are products of appointed lack of Wealth Distribution. Thus become obvious that the Government in situations like that step into actions by infusing capital, save even personel businesses and prompt group distribution: The Healthcare Reform, the Finance Reform, and the Us Sme Tax Reform are good examples how the ideas in distress works, though the consequences are up to be seen. It is hard to believe that the Us Government could constantly conduct the cheaper and generate business. In the Next recession the Government will appropriate more function in financing and company that overall is a scary preposition having in mind how inflexible and inept a Government could be.

Environmental pollution and Earth exhaustion of resources under the current production economics based on industrial production in general is unavoidable, because when even most industrialized industrialized nations could introduce and succeed policies of protecting the environment, or even the developing nations of China and India succeed up which is extremely doubtful, there are many countries that will try to conduct their fiscal shortages by compromising the rules for Environmental security thus they can bring to their soil industrial production. In the World of Roi mostly from industrial production the prices of Environmental security technologies are manufacture businesses hardly competitive to others that do not implement these. Pollution comes also from cutting and burning woods to farm or from heating with coal, or from driving old autos, or from arrange sewers into open rivers. So to speak, without curbing on the Global poverty can not be ways to curbing on pollution. But to curb on poverty industrialization cannot be used thus the possibilities for saving the World from Environmental disaster by using industrial production are extremely unlike.

To avoid multiple economic crashes and upheaval, to avoid The Government take over when next recessions, to avoid fiscal shortages and deficit, unemployment and poverty, to avoid Environmental destruction a new ideas of economics is needed, one that will allow countries to form without being industrialized.

Is it potential to conduct Global development without using current production based economics system?
Well the most new Us and any Governments' infusion of monetary quantities, company involvement and group distribution of wealth is not based on production economics. The Chinese approaches in handling cheaper is not production based only economics: their interference in the ways "trickle-down" capital works in the marketplace does not succeed Capitalism but is more-like "artificial" flexible usage of economic "tools'. The Greece bailout by the Eu and Imf is not "trickle-down" economics; it is an interference with the powers of the Capitalism. There are many more examples of how Governments and organization interfere with freely flowing Capital and therefore using "artificial" methods of economics.

At the moment he mounting debt accumulated by roughly any country in the World horrify economists and they predict imminent bust-and-doom (there was a recommendation by some German politicians to Greece to sell some Greek islands, but then funds has been appropriated help Greece). Though economists should be horrified only from high imbalance of "demand-to-supply" ratios, which imbalance provokes inflations and deflations; thus should be the biggest concern to the Global Financial Institutions instead these are fighting deficit and debt: these convention as mentioned above are acting more-like a "lender" then a "controller" these should be. If the Global marketplace is seen in its vastness as a common marketplace a mass industrialization should not be staggering and cannot be achieved therefore. Thus, for balancing "demand-to-supply" ratios, the Monetary Policies should be used instead industrializing the whole Earth. overall Monetary Policies by Global Financial Institutions flexibly using Monetary Quantities as Economic "tools" and company and Financial Regulations as improving company "security" are "the way to Rome" only.

Less Governmental involvement in business, more company laws and regulations on company contracting, company and scheme bonding, intellectual properties' laws, risk management personal liability laws, and etc, these the supplements to an appropriate Monetary Policies: because these "regulatory" actions will improve Sme and Smi "security" and make these much more sufficient to be financed.

Low interest rate financing and subsidizing are economic "tools" to be used by a Global Financial ideas in promoting environmentally amiable renewable energies and agriculture, environmental tourism and sustained growth. This new financial ideas must use industrial banks to spend in countries on scheme by scheme basis on set matrix and low margin.

joshua.konov@gmail.com

©Joshua Konov, 2010

21st Century Global Financial ideas of shop economy

Currently we are still at the crossroads of beating the current economic recession, and one follow of this has been "deflation" in some sectors of our economies. What is deflation, and what are its actual effects?

Our economies are all different, despite the fact that most Countries do follow the free market economic modal to some degree. After 2008, interest rates were lowered to encourage savers to spend, as the great stepping back kicked in, and one follow of this has been deflation in some sectors of all our economies.

Trickle Up Poverty

Deflation in academic terms is the follow of goods and services decreasing in price, ordinarily in a recession, but in the firm world tasteless when some new products plainly decrease in price over time eg. Computers, and electronics.

What is Deflation?

When we think of deflation in contemporary terms, we think of Japan. As Japan in the early 1990's faced a sharp recession, and the nations banks offered zero percent interest rates. This encouraged savers to spend, whilst the struggling economy saw the basic price of many goods and services tumble- leaving cash rich consumers with more money power, but creditors with less wealth.

One example of deflation in many economies has been the erosion of asset values, which have left many banks in a paradox. Several of these banking institutions have creditors who now owe more, than what their asset was 'worth," when they first took out a loan on the property- the liquidity trap.

This negative follow of deflation is seen as one reason, Governments fear deflation as much as inflation, as it does lower prices and living costs, but at the same time punishes creditors who bought on the old price- who are still repaying the debt.

Deflation also effects a nations monetary policy, which cannot be stabilized, because of the liquidity trap. It also transfers the wealth from the borrowers and holders of deflated assets to those who have capital and currency assets. One reckon in 2010, whilst many population are struggling with debts, the wealthiest proportion of population in Several economies have grown richer.

Another negative cause of deflation is that it punishes those stuck in the liquidity trap, and forms a trickle up, rather than a trickle down follow on the wealth inside an economy. It leads to problems in the money supply, and also collective problems inside more liberal economies. Greece today is one example of how, deflation on some prices eg. Businesses, and property- has started an "us and them" attitude towards the increasingly wealthy elite.

Depending on your financial status, there are those who welcome deflation, and others who are adversely affected by the instability it causes. Whilst many things get cheaper, so does the wealth gap in many countries, which creates economic instability, and a stagnant economy. One reckon most economist agree combating deflation is as leading as its ugly sister, inflation.

What is Deflation?

Spreading the wealth in the simplistic form is the redistribution of wealth; whether by voluntary change such as charity or by force in the form of taxes, government policies inflation and nationalization. The notion is to take from those who have it and give it to those who do not. We already have many forms of this convention in request for retrial today; welfare, taxes, medicare and communal housing, to name a few. So why is everybody so surprised to hear that a politician believes in spreading the wealth around?

Its the added notion of socialism that has sparked the debate. Socialists have a broad set of economic theories that advocate state or communal ownership.One of the most famous socialists and founder of communism, Karl marx, said that socialism would be achieved via class struggle and communism. He believed that capitalism unfairly creates power among a few and creates an unequal society. Capitalism is an economic principles that encourages means of production that are open to competition in the free economic shop and are open to any personel or business.

Trickle Up Poverty

The Trickle Up supervene Socialistic spreading the wealth is a reliance that if you give more money to the lower wage levels, it will advantage the wealthier class because population who have less tend to buy more. This would bring an increase in sales relative to the number of benefits given to the poor. If the low and middle class are given tax cuts and higher subsidies, they will spend it as the higher and upper classes would not. They argue the upper and middle classes are the ones who would advantage by the added spending as they are most likely to be the firm owners and retailers.

Spreading the Wealth - What Does it Mean and Why is it Important?

The Trickle Down supervene In trickle down economics the reliance is that if you give tax breaks to firm owners and wealthy individuals it will advantage everyone. It will originate more jobs for the lower and middle class and originate more goods at lower prices. During Ronald Reagans term, this supervene grew the average family wage by 00. After his term ended, the average family wage shrunk by 00. The reliance is that the trickle up supervene policies that were put in place after his term, affected employment and pricing to such a degree that it has never recovered.

If we raise taxes on the upper class, the firm owners, where do they get the added monies to pay those taxes? Let's look at a firm that employs 100 people. Their gross wage is Million. wage minus expenses = behalf 5% tax increase = 0,000

They have two options. 1. Raise wage which means higher prices. 2. Cut expenses. Expenses include; Rent or mortgage, firm loans, utilities, supplies and of course the largest expense; employees.

This notion will raise unemployment to enormous levels. Prices will rise and our welfare and government aid programs will be severely underfunded for the capacity of needs. The higher classes also fund most of the charitable organizations that the lower classes use. There is no evidence that giving more money to the lower classes has increased their donations to charity.

The United States of America was founded on the principles of chance for all. The trickle up supervene does not encourage or hold those principles. It is an enabler for poverty and entitlement. There are so many encouraging examples of population who rose from poverty and became prosperous and wealthy. This didn't happen because they were given handouts by the government. It happened because they were given hope and chance in a capitalistic society. population who do not earn what they receive will never appreciate its value. Spreading the wealth will only promote greed and laziness in a society that already feels entitled and not responsible.

We all need to take responsibility for the economic conditions in our own households. We need to stop expecting handouts and bailouts. We need to learn how to allocation and take control of our own finances. We need to encourage chance and growth. We need to stop blaming the government for the situations we put ourselves into. We need to stop trying to find a leader who will speak for us and learn how to speak up for ourselves. The search needs to start with you and your family.

Spreading the Wealth - What Does it Mean and Why is it Important?

We are in a depression, not as bad as 1930, but bad. How can we get out? We need some real leadership, and not just in politics. We need a Big Hairy Audacious Goal that will motivate us. We need hope and motivation.

Things are bad. Employment of the workforce is at the bottom levels since the 1930s. The Wall road Journal reports that people no longer believe their kids will have it better than they do. There are homeless families even in Bozeman, Montanna. Corporate profits have recovered on reduced sales, but only because of seriously downsizing. The downsizing results in lower uncut workforce, lower demand, and more downsizing. We're in a depression, not a recession.

Trickle Up Poverty

Economic depression is the effect of a group mood of doom and gloom that drives down effective activity. High profile spot events, like a stock shop crash, get everyone's attention. people then begin to fear for the future, and become cautious in their actions. Consumers spend less, salvage their cash. Businesses cut back on speculation in output and cut back on employees. Banks quickly sense doom, and stop lending, at any rate of interest. The downward cycle begins, and becomes self perpetuating.

How to End the stepping back

With minor recessions, government actions can supply the boost needed to stop a downward trend quickly. Tax cuts, incentives to hire workers, lower interest rates all work with a mere downturn, when people still see salvage just nearby the corner. But none of these work when the mood of gloom and doom sets it. Smart firm executives won't make that supplementary speculation unless they think they have future revenues to cover it. Joe and Mary won't add on to the house if they think getting laid off is much of a possibility. Fred won't buy that car. Even when the banks are finally ready to lend, no one is ready to borrow because of the risk of being unable to pay it back.

Even in the worst times, some government actions can supply a short term boost. Sometimes a subsidized price is just too good to pass up, like that big rebate to buy a gas effective car. But the effect ends when the subsidy ends, and big give are always too high-priced to keep going for long. What's worse, people start to think things are well bad if we have to continue the big give away.

Great leaders have helped us get out of tough times. They have in case,granted inspiration and motivated people to do better. They have in case,granted hope. Kennedy and Reagan improved the country not straight through great programs or helping their friends. They both motivated the American people. Their policies were very different, and the country improved under each. The country improved not because of their policies, but because they each in case,granted hope and inspired business in people.

Leadership is not confined to government. We have had great firm and religious leaders who have inspired and motivated more than just their employees or followers. Lee Iacocca took over Chrysler when it was nearly dead. He convinced his management team they could succeed, and together they convinced their workforce they could all advantage by working together. The government helped with a loan that by modern standards was a pittance. Martin Luther King, Billy Graham, and Mohandas Gandhi all inspired people to do better in their lives, to treat people with respect, to help others.

Great leaders also define and promote a concrete, achievable, stretch goal. Kennedy said we should land on the moon, and this big hairy audacious goal inspired people. Reagan said we could win the cold war without a war. Regan even got people volunteering during a recession. They each in case,granted hope that tomorrow would be better than today. And it was better because people became ready to work for it.

There's a base theme here: hope and goals cause lowly people to make things get better.

So where are the leaders offering hope and goals? They're missing in action, and have been for over 20 years.

There's a way to make things start to happen without government, but the leaders must step send and lead. Our large corporations or our religions, or both, can take the lead. We continue to be presented with definite challenges, overcoming which is an achievable goal. Many of the challenges are internal, with vague solutions: end poverty, enhance education, etc. These things, though worthwhile, are too vague to motivate. We need definite goals.

Here is one idea: Mobilize to supply disaster relief in Pakistan, China, and Russia. If we send money or supplies, the local politicians will keep most of it. That doesn't motivate anyone, here or there. We need to send our own people, with supplies, to help. Not government people, lowly Americans, dressed and acting like lowly Americans. We should ask for volunteers who are out of work to go for a month or two. In exchange, their mortgage and other bills get paid or deferred, their family gets food on the table. We should also ask for volunteers to lead it for a month. The people need supplies and will have expenses.

All this takes money. Someone needs to come up with the cash to do this, and a way to get the people. That's where our large corporations come in. They can experience their laid off workers and offer a temporary, lower-pay job as a volunteer. Our religions can help be recruiting volunteers and raising funds. Our farms, factories, and people can supply the needed supplies. Together, America can make it happen.

But these countries are not our friends, you say. So? What better opportunity is there to make a friend than to go help an enemy in his time of need? Also, other needs will arise with our friends. Let's convention our helping skills on the enemies first.

What's in it for the corporations? Breaking the downward spiral, and the world's best advertising. This is an speculation (and not a large one) in people. The payback may be small at first. It will want a leap of faith by a single corporation that others will join the attempt and break the cycle of gloom. It is also an speculation in their own communities, where the payback may be immediate in goodwill and productivity. people work harder and yield more when they know they're working for a base goal and for an owner who cares.

Our religious organizations can help. But they can also destroy the attempt if they insist on making it tied to their single religion. Many foreign policies, and most missionary work, fails because it tries to force our views on Someone else. The attempt must supply help with no strings attached.

What I am proposing is effectively "trickle-up" economics: help the group by providing good goals and the means to accomplish the goals, and profits will follow. "Build it and they will come" works for motivation as well as theme parks.

How do we make this happen? We need leaders willing to work for it. We don't have that now in government. Elections this year are likely to reflect the realization by the group that we don't. We can't leave this for the government to solve, or it won't get solved. Now is the time for corporate leaders to step up to the plate. If they don't, we may sink deeper into the depression and take the corporations with down with the rest of us.

Our churches can help get things started. people do occasionally listen to ministers. The risk with the churches is that they will want to promote their own brand of religion. That would be fatal to the task at hand. Some of the clergy will be willing to help with no strings attached.

How can you make a difference? Talk to your minister, get him or her motivated to help. Talk to people you know, to find out who can get this started. Tell your boss if you are still employed. Get complicated today!

How to End the stepping back

Bubble Up & Trickle Down Economics, What are they?
Trickle Down Economics is the law that if you allow more money to flow to the Upper wage class, people of this class will invest in firm and spend more money, and the resulting overflow will trickle down to the lower wage class, benefiting them as well.

Bubble Up Economics is the law that if you allow more money to flow to the Lower wage class, people of this class will spend more money that will at last rise up to the Upper wage class, benefiting them as well.

Trickle Up Poverty

The ask posed here is which Model is better for the economy as a whole?

Trickle Down Vs Bubble Up Economics

But the U.S. Is a Capitalist, Free market system. Isn't It?
Doesn't the market settle who gets what, not the Government?
The U.S. Is far from a purely capitalist, Free market society. There are numerous laws and tax codes that favor individuals differently, ordinarily benefiting either the Upper or Lower wage classes more. The market dictates much but absolutely not all of "who gets what".

Our tax laws of policy are the easiest example, with separate tax rates applied to separate wage levels. But there are numerous other types of laws that advantage either the Lower and Upper wage classes more, and stray from a purely "Free Market" or "Capitalist" law model.

Laws that advantage the Lower wage class:
Anti Blacklisting laws.
Protections for Unions.
Child Labor laws.
Racial, Age & Gender discrimination prohibitions.
Employee ownership laws.
Political Donation restrictions (so that the wealthy can't steal elections).
Minimum Wage laws.

Laws that advantage the Upper wage class:
Land and Mineral ownership rights.
Capital Gains benefits.
Corporate Loop Holes.
Patriot act restrictions that limit off-shore dealings for individuals but not for business.
Lobbying permissions (so that the wealthy can affect new laws).

Still think we're a Capitalist, Free market System?
This is how it would look if we were.
There are many strictly non Free market regulations that advantage one wage class more than another. A "truly" Free market society would have no restrictions, with businesses and individuals being able to do anything they want:

1. firm Hiring - companies could hire children, at poverty level wages, to work in coal mines because they're smaller in stature and cheap. This was the case for a long time until laws restricting underage employment were made, as well as minimum wage laws.

An worker who causes issue (asks for a raise or complains about unsafe work conditions), could be fired and other companies in the area notified that the personel is a "trouble maker", effectively ruining that employees options for ever looking work. Anti-Blacklisting laws came out of this practice.

2. Mineral reserved supply ownership - man looking a rich gold or oil support on their land could keep every penny of wealth from that land. Currently the reserved supply is treated as a group asset and taxed at a much higher rate.

3. Political Donations - An personel or firm could give as much money as they wanted to a candidate, essentially ensuring their victory. We currently have many restrictions on how much an personel or firm can donate.

Lobbyists could give money to politicians freely to "encourage" laws that favor the lobbyist are passed. There are restrictions here, but lobbyists absolutely yield a lot of sway.

The list is absolutely endless, and these are just some positive examples.

Since we absolutely aren't a truly Free market system, how should we settle who gets more? Which Economic Model is better for the economy?
The ask is, if you're not going to insist that we should live in a purely Free market system, how would you weight taxes and financial benefits to perform the strongest and healthiest society as a whole: towards the Lower or Upper wage class. What happens when we favor one class over the other? Here is a proposition of how each class might spend their extra money.

1. Vacation Spending:
Lower:More likely on a destination closer to home, benefiting the U.S. economy more.
Upper:More likely abroad, benefiting Foreign Economies more.

2. Investing:
Lower:U.S. Products - Bank Savings, Mutual Funds ...
Upper:Foreign Products, Off-Shore High risk/return ventures.

3. Running a business:
Lower:Create or develop a small firm (certainly inside the U.S.).
Upper:Move part or all of their firm buildings off-shore.

4. Automobile:
Lower:A family vehicle, economical, midpoint performance, U.S. Made.
Upper:A high end vehicle, gas-guzzler, sexy, foreign made.

5. Discretionary:
Lower:More likely to spend on education, occupation advancement.
Upper:More likely to buy luxury items, boats, jewelry.

6. Education:
Lower:Adults more likely to pursue occupation advancement. Children more able to afford college.
Upper:Already understands the benefits of higher education, can afford it, so probably no added money would be spent here.

7. Home Purchase:
Lower:Certainly a U.S. Home, maybe a first.
Upper:More likely a second home, possibly a foreign getaway.

8. Stability:
Lower:Additional Financial Resources might mean a stay at home parent, more time with the family, relief from stress.
Upper:Can already afford a stay at home parent, time with the family, relief from stress.

As you can see, when the Lower wage class spends money, it helps the U.S. economy more.
As this list suggests, putting money into the Lower wage class gets that money working straight through the U.S. Rather than foreign economies. It favors U.S. Products and business, and provides for a healthier and more sufficient Lower class.

Additional Economic Benefits when the Lower wage Class gets more.
I would argue that when you shift money to lower wage individuals, it will at last end up in the hands of the upper class anyways, with these added advantages.

1. Benefits every part of the U.S. economy - the money will cycle once straight through the economy before it gets to the upper class. On products and education, every part of the U.S. economy gets to "touch" this money before it makes its way into the Upper class. This will advantage local businesses, liquidity, incentive for study and occupation advancement.

2. Incentive to invest in the U.S. - the upper class will have more incentive to invest in U.S. Businesses and the U.S. economy rather than abroad, since there's more money in the U.S. Now to acquire. This provides added stimulus to the U.S. economy rather than for some other emerging economy.

3. It adds to the U.S. Tax base - Larger Corporations often pay far less in taxes than the personel or small business, straight through corporate loop holes and shifting of the firm off shore. Money in the hands of the Lower wage class adds directly to products and businesses that growth the U.S. Tax base. A higher tax base gives government more to enhance infrastructure (transportation, health, schools), grants and loans for study and small business, and disaster relief.

Conclusion:
Feed the roots and the tree will grow strong. Plant in the desert and the tree will die.

Allowing more money to flow to the Lower wage class, straight through tax breaks and incentives, benefits the U.S. As a whole far more than flowing money to the Upper wage class.

Of policy the extra wage will at last end up in the hands of the wealthy anyways - that's where it goes. But at least the wealthy will have to earn it, investing more in the U.S. economy to at last derive it. The less wealthy will get to hold it for awhile at least and invent a taste for it that might encourage them to derive even more, spurring employment productivity, small business, and education.

The notion here is absolutely not that people in the Upper wage class are undeserving. In some cases these people inherited their wealth. But in many cases if not most, they got there as a succeed of extra effort, extra talent, and/or extra luck. Any or all of these go into becoming successful and are entirely worthy traits.

Yet, it would be healthier for society as a whole to even out the distribution in the middle of the haves and the have-nots - not in a Robin Hood sort of way, but in leveling out the playing field. This can be done with adjusted tax rates, venture in group schools, and economy and more available college and firm loans.

"Bubble Up" far outweighs Trickle Down" in benefits to the U.S. Economy. The U.S. Started as a government "by the people for the people" - maybe it's time to absolutely believe it.

Trickle Down Vs Bubble Up Economics

We are in a depression, not as bad as 1930, but bad. How can we get out? We need some real leadership, and not just in politics. We need a Big Hairy Audacious Goal that will motivate us. We need hope and motivation.

Things are bad. Employment of the workforce is at the bottom levels since the 1930s. The Wall road Journal reports that citizen no longer believe their kids will have it good than they do. There are homeless families even in Bozeman, Montanna. Corporate profits have recovered on reduced sales, but only because of seriously downsizing. The downsizing results in lower extensive workforce, lower demand, and more downsizing. We're in a depression, not a recession.

Trickle Up Poverty

Economic depression is the corollary of a social mood of doom and gloom that drives down effective activity. High profile spot events, like a stock shop crash, get everyone's attention. citizen then begin to fear for the future, and become cautious in their actions. Consumers spend less, recovery their cash. Businesses cut back on speculation in output and cut back on employees. Banks quickly sense doom, and stop lending, at any rate of interest. The downward cycle begins, and becomes self perpetuating.

How to End the recession

With minor recessions, government actions can provide the boost needed to stop a downward trend quickly. Tax cuts, incentives to hire workers, lower interest rates all work with a mere downturn, when citizen still see recovery just nearby the corner. But none of these work when the mood of gloom and doom sets it. Smart business executives won't make that additional speculation unless they think they have hereafter revenues to cover it. Joe and Mary won't add on to the house if they think getting laid off is much of a possibility. Fred won't buy that car. Even when the banks are ultimately ready to lend, no one is ready to borrow because of the risk of being unable to pay it back.

Even in the worst times, some government actions can provide a short term boost. Sometimes a subsidized price is just too good to pass up, like that big rebate to buy a gas effective car. But the corollary ends when the subsidy ends, and big give are always too high-priced to keep going for long. What's worse, citizen start to think things are positively bad if we have to continue the big give away.

Great leaders have helped us get out of tough times. They have provided inspiration and motivated citizen to do better. They have provided hope. Kennedy and Reagan improved the country not through great programs or helping their friends. They both motivated the American people. Their policies were very different, and the country improved under each. The country improved not because of their policies, but because they each provided hope and inspired commerce in people.

Leadership is not confined to government. We have had great business and religious leaders who have inspired and motivated more than just their employees or followers. Lee Iacocca took over Chrysler when it was nearly dead. He convinced his administration team they could succeed, and together they convinced their workforce they could all advantage by working together. The government helped with a loan that by modern standards was a pittance. Martin Luther King, Billy Graham, and Mohandas Gandhi all inspired citizen to do good in their lives, to treat citizen with respect, to help others.

Great leaders also define and promote a concrete, achievable, stretch goal. Kennedy said we should land on the moon, and this big hairy audacious goal inspired people. Reagan said we could win the cold war without a war. Regan even got citizen volunteering while a recession. They each provided hope that tomorrow would be good than today. And it was good because citizen became ready to work for it.

There's a common theme here: hope and goals cause commonplace citizen to make things get better.

So where are the leaders offering hope and goals? They're missing in action, and have been for over 20 years.

There's a way to make things start to happen without government, but the leaders must step forward and lead. Our large corporations or our religions, or both, can take the lead. We continue to be presented with exact challenges, overcoming which is an achievable goal. Many of the challenges are internal, with vague solutions: end poverty, improve education, etc. These things, though worthwhile, are too vague to motivate. We need exact goals.

Here is one idea: Mobilize to provide disaster relief in Pakistan, China, and Russia. If we send money or supplies, the local politicians will keep most of it. That doesn't motivate anyone, here or there. We need to send our own people, with supplies, to help. Not government people, commonplace Americans, dressed and acting like commonplace Americans. We should ask for volunteers who are out of work to go for a month or two. In exchange, their mortgage and other bills get paid or deferred, their family gets food on the table. We should also ask for volunteers to lead it for a month. The citizen need supplies and will have expenses.

All this takes money. Someone needs to come up with the cash to do this, and a way to get the people. That's where our large corporations come in. They can taste their laid off workers and offer a temporary, lower-pay job as a volunteer. Our religions can help be recruiting volunteers and raising funds. Our farms, factories, and citizen can provide the needed supplies. Together, America can make it happen.

But these countries are not our friends, you say. So? What good chance is there to make a friend than to go help an enemy in his time of need? Also, other needs will arise with our friends. Let's institution our helping skills on the enemies first.

What's in it for the corporations? Breaking the downward spiral, and the world's best advertising. This is an speculation (and not a large one) in people. The payback may be small at first. It will require a leap of faith by a single corporation that others will join the exertion and break the cycle of gloom. It is also an speculation in their own communities, where the payback may be immediate in goodwill and productivity. citizen work harder and furnish more when they know they're working for a common goal and for an manager who cares.

Our religious organizations can help. But they can also destroy the exertion if they insist on development it tied to their single religion. Many foreign policies, and most missionary work, fails because it tries to force our views on Someone else. The exertion must provide help with no strings attached.

What I am proposing is effectively "trickle-up" economics: help the social by providing good goals and the means to perform the goals, and profits will follow. "Build it and they will come" works for motivation as well as theme parks.

How do we make this happen? We need leaders willing to work for it. We don't have that now in government. Elections this year are likely to reflect the realization by the social that we don't. We can't leave this for the government to solve, or it won't get solved. Now is the time for corporate leaders to step up to the plate. If they don't, we may sink deeper into the depression and take the corporations with down with the rest of us.

Our churches can help get things started. citizen do occasionally listen to ministers. The risk with the churches is that they will want to promote their own brand of religion. That would be fatal to the task at hand. Some of the clergy will be willing to help with no strings attached.

How can you make a difference? Talk to your minister, get him or her motivated to help. Talk to citizen you know, to find out who can get this started. Tell your boss if you are still employed. Get involved today!

How to End the recession

In the 21st Century currently existing Global Financial ideas lead by Us and other Most industrialized Nations (incl. China) and managed by the Parish Club, Wto, Imf and the World Bank must turn their approaches to apprehend the most new developments of chronically becoming indebted World, in which except for a very few countries and market as China and India, most of the rest Most industrialized Economies as Us and Gb, Developing Countries as Spain, Portugal and Greece, and Undeveloped Countries as Bulgaria, Rumania and many South American Countries, Asian and African Countries are greatly indebted or very underdeveloped. A Central Banking ideas is needed to operate the global "demand-to-supply" equilibrium by being able to issue capital, instead of the current global financial ideas which performs more as a "lender".

There have been many indications that the process of running fiscal shortages for many countries cannot be reverse by using current Economics of production based "trickle-down" Capitalism, because the production based Economics is generally founded on commercial production that adds the highest ration to any country Gdp (General Domestic Product) and the consequential fiscal reserves for a country or a market to manufacture most right on such country following the economics of production must industrialize, or for an industrialized country such must keep being Globally competitive in commercial production to articulate intact its deficit. The Globalization of the market place propelled by the great Capitalization and the rising Productivity have boosted the economies of China and now India to industrialize rapidly, that commercial power added greatly to the current industrialized economies of Japan, Germany, Us capacity by how the Global commercial production capacity ample is arrival to a point of great attention of such commercial production into a very few industrialized economies. The possibilities for other small or even big countries to come to be competitive in commercial production and articulate their fiscal policies and reserves in tact are diminishing.

Trickle Up Poverty

From the Most industrialized Economies Us is particularly vulnerable under these new Global developments of ongoing exodus of commercial production and capital venture to the Far East. The Capitalism of Us Economics is very inept in distributing and redistributing Wealth so to speak the "demand" side of Capitalism correlates the "supply" and works well in a close marketplace in size of Us market when "trickle-down" capital first "trickle-up" to consolidate wealth then comes "down" to originate commercial production, but than when such "trickle-down" does not go to the Us market but to elsewhere the shortage of consumption cannot be avoided, following in not properly balancing "demand-to-supply", thus, to avoid economic catastrophes Us Government steps up with infusing capital into the system: exactly what happen at the last Great retreat of 2007-2009.

21st Century Global Financial law of market cheaper

Also in time of narrowing Roi (Return Of Investment) particularly for the Sme (Small & Medium Enterprises) and from the Smi (Small & Medium Investors), in time of Governmental policies promoting and tolerating pro Big firm and Big Investors deregulated "trickle-down" Capitalism which were mostly the only ones benefiting from the ongoing Globalization, the possibilities in such times for occurrences of Economic Bubbles are quite common. The 1999 Stock replacement Bubble and the 2007 Great retreat are products of appointed lack of Wealth Distribution. Thus come to be sure that the Government in situations like that step into actions by infusing capital, save even personel businesses and prompt collective distribution: The Healthcare Reform, the Finance Reform, and the Us Sme Tax Reform are good examples how the ideas in distress works, though the consequences are up to be seen. It is hard to believe that the Us Government could constantly manage the economy and originate business. In the Next retreat the Government will suitable more function in financing and firm that ample is a scary preposition having in mind how inflexible and inept a Government could be.

Environmental pollution and Earth exhaustion of resources under the current production economics based on commercial production generally is unavoidable, because when even most industrialized industrialized nations could introduce and ensue policies of protecting the environment, or even the developing nations of China and India ensue up which is highly doubtful, there are many countries that will try to manage their fiscal shortages by compromising the rules for Environmental security thus they can bring to their soil commercial production. In the World of Roi mostly from commercial production the prices of Environmental security technologies are making businesses hardly competitive to others that do not implement these. Pollution comes also from cutting and burning woods to farm or from heating with coal, or from driving old autos, or from arrange sewers into open rivers. So to speak, without curbing on the Global poverty can not be ways to curbing on pollution. But to curb on poverty industrialization cannot be used thus the possibilities for salvage the World from Environmental disaster by using commercial production are highly unlike.

To avoid manifold economic crashes and upheaval, to avoid The Government take over when next recessions, to avoid fiscal shortages and deficit, unemployment and poverty, to avoid Environmental destruction a new ideas of economics is needed, one that will allow countries to manufacture without being industrialized.

Is it potential to manage Global improvement without using current production based economics system?
Well the most new Us and any Governments' infusion of monetary quantities, firm involvement and collective distribution of wealth is not based on production economics. The Chinese approaches in handling economy is not production based only economics: their interference in the ways "trickle-down" capital works in the marketplace does not ensue Capitalism but is more-like "artificial" flexible usage of economic "tools'. The Greece bailout by the Eu and Imf is not "trickle-down" economics; it is an interference with the powers of the Capitalism. There are many more examples of how Governments and club interfere with freely flowing Capital and therefore using "artificial" methods of economics.

At the occasion he mounting debt accumulated by almost any country in the World horrify economists and they predict imminent bust-and-doom (there was a recommendation by some German politicians to Greece to sell some Greek islands, but then funds has been appropriated help Greece). Though economists should be horrified only from high imbalance of "demand-to-supply" ratios, which imbalance provokes inflations and deflations; thus should be the biggest concern to the Global Financial Institutions instead these are fighting deficit and debt: these institution as mentioned above are acting more-like a "lender" then a "controller" these should be. If the Global marketplace is seen in its vastness as a base marketplace a mass industrialization should not be anticipated and cannot be achieved therefore. Thus, for balancing "demand-to-supply" ratios, the Monetary Policies should be used instead industrializing the whole Earth. ample Monetary Policies by Global Financial Institutions flexibly using Monetary Quantities as Economic "tools" and firm and Financial Regulations as enhancing firm "security" are "the way to Rome" only.

Less Governmental involvement in business, more firm laws and regulations on firm contracting, firm and project bonding, intellectual properties' laws, risk administration personal liability laws, and etc, these the supplements to an suitable Monetary Policies: because these "regulatory" actions will heighten Sme and Smi "security" and make these much more sufficient to be financed.

Low interest rate financing and subsidizing are economic "tools" to be used by a Global Financial ideas in promoting environmentally kindly renewable energies and agriculture, environmental tourism and sustained growth. This new financial ideas must use commercial banks to invest in countries on project by project basis on set matrix and low margin.

joshua.konov@gmail.com

©Joshua Konov, 2010

21st Century Global Financial law of market cheaper

What Happened To The Economy?

Recession, Depression, Recession, Depression, I'm pretty sure you hear these words repeated on the news, radio, online, and any other media outlets everyday. We are all familiar with the current economic conditions, the quiz, I have today is how did the cheaper get to this point? In this record I will be talk about some of the key contributors to the current economic state.

Trickle Up Poverty

The first party to blame for the cheaper is the school system. Now I know that some you may be surprised by my first option and some may not. I select the school law because everyone in this country has or will to go through the law at some point, so the capability of facts must be at a high level. You should be able to graduate from high school with some type of financial literacy. Think about it, in most collective schools from pre-k to 12th grade you are taught all things from math to science, but no classes about money. I went to M.B.H.S. In Nyc which happened to be a company work school, so we we're fortunate to be exposed to some of the different careers path ready in the job world. What my high school didn't teach me and what most collective schools don't teach is "Money...yes money". We learned about all these different ways and careers to earn money...yet we are never opinion what to do with it once we get it. Think about, you could be earning 0k each year but if you just go out and spend it and pay bills then what...you're broke (that doesn't make sense). There are so many population who have jobs with good pay but are broke. I believe this is partly due to our poor educational system.

recession Vs Depression - Part 1

We need to have classes in our collective schools about the value of a dollar. We should be educated on the different tax strategies and laws, the assorted types of company entitles, mortgages, stocks, bonds, equities, real estate, financial trends, etc, in our collective school system, this is key. In order for the U.S. To prosper as a nation financial literacy must be taught in the collective school law at a young age. Some parents have the capability to teach there children about financial literacy, but in most cased the parents them selves are financially illiterate. Teaching a child how to conduct a salvage list may in the hereafter equal one less someone on unemployment, or maybe even one less someone going into foreclosure. Think about that...the foreclosure rate in the U.S. Is at an all time high (Investors Take Note). If you look at it on a smaller scale, look at the median house going into foreclosure, there regular population just like you and me. The contrast is in most cases there spending habits began to take over their personal economy, which in time hindered them from paying their mortgage which turns into foreclosure or a loan mod (which you don't want). For the sake of the U.S. Dollar (which has no value), the U.S. (as well as other nations), need to make sure that its population are educated financially or recessions and depressions like this will continue to take place.

Note: I also feel that high school students should be able to leave school with some type of training in which they will be able to come out and get a job upon graduation, Ex: Real Estate License, Nursing Cert. Electrical Cert, thing that you can pick up at a trade school.

recession Vs Depression - Part 1

Despite fair trade's healthy and honorable intentions, and its increasing success, the brutal fact remains that the Fair Trademovement could raise its farranging market share by 1000% and still have a negligible consequent on helping poor farmers and habitancy climb out of poverty. Unfortunately the fair trade market helps the rich bet richer and the poor farmer gets the smallest slice of the pie if any pie at all.

Unfortunately plan and reality is not the same thing in terms of Fair Trade. So if you want to make a buy that in effect helps man that is a socially good thing to do buy one of the charity supported coffees that support orphans or homeless children. Unfortunately the logo is often just sold without any proof the end farmers are getting the extra money. Worse Fair Trade does not dictate any sort of income level for the farmers it supports - so rich farmers can benefit as much as the poor farmer. Think about this - which do you think has entrance or communications to find out about fair Trade - the poor farmer with no electricity or the rich farmer with Tv, cell phone, computer, internet and telephone - so huge land barons and large clubs can own the coffee farm and get Fair Trade certified? So in most cases you are only helping the rich get richer. Ever look at a map showing the location of where the address is of the F. T. Company. Does it surprise you that 90% of the clubs certified are in the Us?

Trickle Up Poverty

Here is other thought. Most third world countries the habitancy are highly poor. The richest habitancy in third world country own land. The richest of these rich own land that produces income i.e. A producing farm or mineral producing tract of land or quarry. So in that third world country by far the richest habitancy are the ones who own a farm. True they may not be rich by our standards but they are richer by far than 95% of their fellow countrymen. So if you just focus on the 5% of certified farmers who are placed in a third world in reality you are also helping the richest habitancy in that country - the habitancy who need the help the least.

Fair Trade Trickle Down Economics?

Lastly and most disturbing is the enterprise that markets Fair Trade. TransFair describes its logo fees as amounting to just pennies on the pound. Those pennies add up. Last year, it generated .89 million in licensing fees from clubs that used the logo. It also spent .7 million on salaries, travel, conferences and publications for the 40-employee organization. And they Did Not donate one penny to poor farmers - the guys they are marketing to help. Now is that in effect Fair? Fair Trade - yea right!

So now why would you buy Ft connoisseur coffee? It's in effect not because its helping the poor desolate farmer you are picturing. Did you say you bought Fair Trade because the capability was better? Unfortunately just because the Fair Trade coffee costs more there is no certify or even accepted that the capability is better. In fact the opposite is true - most F. T coffees are a worse quality. There are hundreds of coffee clubs who could not sale their coffee because it was a poor quality. But that coffee enterprise then got it certified Fair Trade and wow did the sales go up. But again nothing was done to enhance its capability - all they need to do is show they are paying a higher price for the coffee - they don't have to prove who they are paying or how the money is distributed. So please check out that Fair Trade coffee before you buy them. The logo means nothing - they are in effect bought. Look at their web site for Projects and Programs they have implemented. Don't just go by the accepted "Fair Trade Marketing Ploy" that says Fair Trade helps poor farmers - find their actual farmers they are helping - check to see what farmers they are in effect helping. If not you know it's just a "bought logo". Then find you a social conscious coffee or charity coffee and feel good that you are in effect helping people.So be right with your holiday buy - please be sure your connoisseur coffee is more than a pretty wraping.

Now isn't that a staisfying cup of coffee?

Fair Trade Trickle Down Economics?

When we think of business, the motto typically has been, "a deal is good if it is best for me." Today, collective entrepreneurs inspire us with a new motto, "A deal is good when it is good for all concerned." Moreover, most business gurus have not used words like "joy" and "generosity" to talk about the bottom line, nor do we typically think of business creating a sustainable global economy. Yet, for increasingly more entrepreneurs, that is just what is happening. For many, these are our new heroes and heroines.

Our New Heroes and Heroines

Trickle Up Poverty

The dictionary defines "hero" as "a someone noted for feats of courage or purpose, especially one who has risked or sacrificed his life." A new kind of hero is emerging. They are not sublime politicians or soldiers, yet they have improved the lives of millions of citizen and made the world more secure.

Our New Heroes and Heroines - Socially known business

Their weaponry is not of guns and war, but of creative ideas, dogged determination, and a deep reliance in their power to change the world. These "social entrepreneurs" are bringing life-changing tools and resources to citizen desperate for solutions. They are the many businesses that are becoming more socially conscious.

For these entrepreneurs, the bottom line is about more than profit, it is also about citizen and the planet. They align business strategy with the goals and values of broader community by focusing on the social, environmental, as well as financial contributions of a company. They help to build communities where employees are happy to work, live, and stay, and thereby build stable businesses and communities.

What are They Doing?

Perhaps the most customary hero can be seen in the story of the Gameen Bank, one of the most prosperous improvement organizations in the world. Founded by Muhammad Yunus in Bangladesh in 1976, the Gameen Bank has extended small loans for self-employment to more than two million woman villagers and has helped to lift hundreds of thousands out of poverty. The Gameen bank's 'trickle up' approach has inspired the creation of hundreds of "micro-credit" programs colse to the world and helped to reshape international improvement policy.

Another example is that of Susan Davis, a superior woman in finance; who maintains a down-to-earth candor that resonates caring, authenticity, and concern. She lives in a small town in Wisconsin, and is thrilled at growing an organic vegetable garden. Yet she has created networks among some of the nation's wealthiest families, foundations, women business owners, and socially conscious investors. She educates money managers about the win-win opportunities for socially responsible investing while giving them the tools and contacts to do the job. This helps them to create socially conscious businesses and practice.

The Big Question: Finance

One of the biggest questions about socially responsible business is: Do socially responsible associates perform good financially? One of Susan Davis' concerns has been either this approach is supported by hard research. On this, evidence from meta studies is in: collective and environmental accountability does go hand in hand with excellent financial performance.

A meta-study is superior by being a study of studies. It covers years of research from a range of perspectives, which lends to its greater authority. A most impressive and rigorous was done by Orlizky of the University of Sydney, Australia, and Frank Schmidt and Sara Rynes at the University of Iowa. What were their findings? A statistically essential clear association between corporate collective performance and financial performance. It does not take rocket science to understand why socially conscious businesses do better. The businesses are centered on values and mission, and employees are more engaged colse to a purpose, which makes it easier for the firms to deal with external change, turbulence,and crisis. It builds reputations and enhances relationships with investors, while attracting good employees and maintaining goodwill. The firms do good and run better. With the current economic crisis, these new collective entrepreneurs help to bring hope to all of us.

Reference: Kelly, Marjorie. Holy Grail found: Absolute exact proof that socially responsible associates perform good financially. "Business Ethics," Winter 2004, pp.4-5.

Our New Heroes and Heroines - Socially known business

"Poverty is the world's worst human possession crisis." With that trust Irene Khan writes passionately and authoritatively, a heartrending book, advocating for a human possession advent for the roughly three billion human beings living in poverty on less than .50 a day. That statistic translates into roughly half of the world's population. roughly twenty thousand children nearby the world die each day because of poverty.

Although most people are aware of poverty, to read this book is to become more acutely aware of the economic and public injustices affecting the lives of billions of people living in poverty. The author makes the strong case that defining poverty only straight through wage levels has led people to the closing that raising wage levels will solve the poverty problem. She cites examples of national wage rising in countries, but still the inequalities and poverty persist. Economic growth in many countries has not ended the marginalization, discrimination and exclusion of varied groups of people such as poor people, ethnic groups, religious groups and women.

Trickle Up Poverty

The author describes the plight of the poor as more than an economic issue. To live in poverty is to feel "deprivation, insecurity, exclusion and voicelessness." The author's stance is that all of these issues connect, forming a "vicious circle;" it is those factors working in concert that keep people in poverty.

Poverty, A Denial of Human ownership

Throughout her book, Irene Khan cites many examples of voicelessness, insecurity, exclusion, discrimination and deprivation. Some of the numerous examples she cites are:

• the millions of workers in China laid off because of the global economic accident who were sent back to their villages with no safety net.
• the high profile example in Zimbabwe where millions have been impoverished.
• the tens of thousands of homeless people in the U.S. Who are excluded and discriminated against because they are not eligible to vote.
• the over 2,000 trade unionists in Columbia who have been killed during the past 20 years.
• the statistic from 2008 which documents more than 37 countries keeping Prisoners of Conscience.
• the statistic of over 81 countries with "severe restriction on relaxation of expression...."
• the Dalit communities in India which make up 16 percent of the people (160 million people) who are economically excluded and discriminated against.
• the 1500 families in Cambodia who were forced into trucks and deposited in a flood plain in 2006. Their homes were then destroyed.
• a U.S. 2002 record that documented homeless people in the U.S. Being either forced to move, fined and/or imprisoned because they slept in a car, in a park or on the street. In San Francisco alone, some 43,000 people were cited for "quality of life" violations in a single year.

To live in poverty is to be trapped by political and philosophical trust obstacles. Living in poverty is also to be trapped in the "economic growth" trust that economic growth alone will trickle down and solve poverty issues. Living in poverty is to be trapped in "the sequencing trap." It is the idea that poverty can be solved in "a piecemeal fashion," a prioritizing of steps to be taken. The sequencing trap is to resist a holistic advent to solving the involved problems of the billions of human beings living in poverty.

The author defines what she considers to be concrete, holistic approaches that must be taken in order to solve the manifold problems facing the billions of human beings living in poverty.

This book is an analytical look at worldwide poverty written from a compassionate human possession perspective drawn from over 20 years of personal experience. It is a must-read book for people implicated about the public and economic injustices so prevalent in today's world.

The Unheard Truth, Poverty and Human Rights, 2009, W.W. Norton & Company, Inc., 500 Fifth Avenue, New York, New York, 10110 written by Irene Khan, Secretary normal of Amnesty International, 2001-2009. She is a graduate of Harvard Law School and worked at the United Nations for twenty years. She has received prestigious awards for leadership in human rights.

Poverty, A Denial of Human ownership

"Poverty is the world's worst human possession crisis." With that belief Irene Khan writes passionately and authoritatively, a heartrending book, advocating for a human possession arrival for the almost three billion human beings living in poverty on less than .50 a day. That statistic translates into almost half of the world's population. almost twenty thousand children around the world die each day because of poverty.

Although most population are aware of poverty, to read this book is to become more acutely aware of the economic and collective injustices affecting the lives of billions of population living in poverty. The author makes the strong case that defining poverty only straight through income levels has led population to the windup that raising income levels will solve the poverty problem. She cites examples of national income rising in countries, but still the inequalities and poverty persist. Economic growth in many countries has not ended the marginalization, discrimination and exclusion of various groups of population such as poor people, ethnic groups, religious groups and women.

Trickle Up Poverty

The author describes the plight of the poor as more than an economic issue. To live in poverty is to sense "deprivation, insecurity, exclusion and voicelessness." The author's stance is that all of these issues connect, forming a "vicious circle;" it is those factors working in concert that keep population in poverty.

Poverty, A Denial of Human rights

Throughout her book, Irene Khan cites many examples of voicelessness, insecurity, exclusion, discrimination and deprivation. Some of the numerous examples she cites are:

• the millions of workers in China laid off because of the global economic crisis who were sent back to their villages with no safety net.
• the high profile example in Zimbabwe where millions have been impoverished.
• the tens of thousands of homeless population in the U.S. Who are excluded and discriminated against because they are not eligible to vote.
• the over 2,000 trade unionists in Columbia who have been killed while the past 20 years.
• the statistic from 2008 which documents more than 37 countries holding Prisoners of Conscience.
• the statistic of over 81 countries with "severe restriction on freedom of expression...."
• the Dalit communities in India which make up 16 percent of the population (160 million people) who are economically excluded and discriminated against.
• the 1500 families in Cambodia who were forced into trucks and deposited in a flood plain in 2006. Their homes were then destroyed.
• a U.S. 2002 report that documented homeless population in the U.S. Being whether forced to move, fined and/or imprisoned because they slept in a car, in a park or on the street. In San Francisco alone, some 43,000 population were cited for "quality of life" violations in a singular year.

To live in poverty is to be trapped by political and philosophical belief obstacles. Living in poverty is also to be trapped in the "economic growth" belief that economic growth alone will trickle down and solve poverty issues. Living in poverty is to be trapped in "the sequencing trap." It is the idea that poverty can be solved in "a piecemeal fashion," a prioritizing of steps to be taken. The sequencing trap is to resist a holistic arrival to solving the involved problems of the billions of human beings living in poverty.

The author defines what she considers to be concrete, holistic approaches that must be taken in order to solve the many problems facing the billions of human beings living in poverty.

This book is an analytical look at worldwide poverty written from a compassionate human possession perspective drawn from over 20 years of personal experience. It is a must-read book for population concerned about the collective and economic injustices so prevalent in today's world.

The Unheard Truth, Poverty and Human Rights, 2009, W.W. Norton & Company, Inc., 500 Fifth Avenue, New York, New York, 10110 written by Irene Khan, Secretary general of Amnesty International, 2001-2009. She is a graduate of Harvard Law School and worked at the United Nations for twenty years. She has received prestigious awards for leadership in human rights.

Poverty, A Denial of Human rights